ZIP 62803 Foreclosure, Tax-Lien & Distress Report

ZIP code 62803 in Washington County, Illinois carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (58/100), structural risk (56/100), institutional ownership (44/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 56/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100).

The market reads expansion — home values rose 5.3% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 38% of tenant households. Home values center near $118,800, an affordability ratio of 1.5× — accessible. There are about 411 housing units across 62803. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $87,500, above the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. 1,138 residents call 62803 home, typically aged 36. The tenure split is 64% owner-occupied to 36% rented. Roughly 9.4% live below the poverty line. The vacancy rate is 10.1%.

Overall, 62803 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 62803 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 62803 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 62803 stays directly comparable to neighboring ZIPs and the rest of Washington County, Illinois. Every figure is auditable to a public dataset and refreshed on ingest; 62803 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62803 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 62803 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.