ZIP 62249 Foreclosure, Tax-Lien & Distress Report

In Madison County, Illinois, ZIP 62249 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (63/100). Structural risk reads 42/100 against active distress of 2/100. Property-level stress concentrates in structural risk (42/100), institutional ownership (15/100), construction/permit lag (8/100). On the quiet end sit construction/permit lag (8/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 21% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $88,986, median income runs above typical U.S. levels. The ZIP holds roughly 7,449 housing units. 80% of housing is owner-occupied. Around 34% of renters are cost-burdened. Vacancy runs 3.6%. Around 36% of adults hold a bachelor's degree or higher. 4.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $227,700, an affordability ratio of 2.5× — accessible. Population is roughly 16,550 with a median age of 42.

Overall 62249 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62249 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 62249 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Madison County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed as records update; 62249 shows blanks, not estimates, wherever the record is sparse.

62249's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 62249 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.