ZIP 62249 Property Distress & Foreclosure Data

In Madison County, Illinois, ZIP 62249 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 43/100 structural and 2/100 already moving. Its standout signals are structural risk (43/100), institutional ownership (15/100), construction/permit lag (10/100). construction/permit lag (10/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 21% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $88,986, above the U.S. median near $78,000. The ZIP holds roughly 7,449 housing units. Owners hold 80% of homes, renters 20%. Around 34% of renters are cost-burdened. The vacancy rate is 3.6%. Educational attainment sits at 36% bachelor's-or-above. 4.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $227,700, an affordability ratio of 2.5× — accessible. 16,550 residents call 62249 home, typically aged 42.

On balance, 62249 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.