ZIP 62018 Foreclosure, Tax-Lien & Distress Report

Madison County, Illinois's ZIP 62018 registers 20/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (44/100), institutional ownership (16/100), construction/permit lag (10/100). On the quiet end sit construction/permit lag (10/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (68/100). Structural risk reads 44/100 against active distress of 2/100.

The peak-phase market in 62018 posted values that rose 3.9% over the year, and 33% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,298 housing units. Roughly 32.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $41,750 — below the roughly $78,000 national figure. Educational attainment sits at 6% bachelor's-or-above. Owners hold 69% of homes, renters 31%. The typical home is worth about $70,200 (1.9× income, relatively affordable). DLRadar's demographic-stress index for the area reads 34/100. About 3,006 people live here, median age 40. Rent burden reaches 56% of tenant households. The vacancy rate is 3.0%.

On the whole, 62018 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 62018 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 62018's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 62018 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62018 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 62018 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.