ZIP 62034 Property Distress & Foreclosure Data

Composite property distress in 62034 (Madison County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low. On the structural side it scores 44/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 4.0% year on year, and 24% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. About 14,519 people live here, median age 40. Around 30% of renters are cost-burdened. The vacancy rate is 2.1%. Households earn a median $93,366 — above the roughly $78,000 national figure. On demographic stress specifically, 62034 scores 23/100. About 49% have a four-year degree. The ZIP holds roughly 6,435 housing units. A median home runs $281,400 here, or 2.9 times local income. The tenure split is 67% owner-occupied to 33% rented.

Overall 62034 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.