ZIP 62034 Foreclosure, Tax-Lien & Distress Report

Madison County, Illinois's ZIP 62034 registers 20/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (43/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (7/100) register low. The split runs 43/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100).

The peak-phase market in 62034 posted values that rose 3.9% over the year, and 24% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. 14,519 residents call 62034 home, typically aged 40. Around 30% of renters are cost-burdened. Vacancy runs 2.1%. At $93,366, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100. About 49% have a four-year degree. The ZIP holds roughly 6,435 housing units. The typical home is worth about $281,400 (2.9× income, relatively affordable). The tenure split is 67% owner-occupied to 33% rented.

Broadly, 62034 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 62034 at the moment; the composite and its components are still built from verifiable records.

The 62034 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 62034 stays directly comparable to neighboring ZIPs and the rest of Madison County, Illinois. Where the record is thin for 62034, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 for 62034 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62034 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.