ZIP 62046 Property Distress & Foreclosure Data

In Madison County, Illinois, ZIP 62046 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 44/100 against active distress of 2/100. Its standout signals are structural risk (44/100), institutional ownership (16/100), construction/permit lag (8/100). By contrast, construction/permit lag (8/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 4.0% year on year, and 3% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 974 people live here, median age 35. Rent burden reaches 20% of tenant households. The tenure split is 79% owner-occupied to 21% rented. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $250,000 here, or 2.4 times local income. There are about 420 housing units across 62046. Households earn a median $96,750 — above the roughly $78,000 national figure. On demographic stress specifically, 62046 scores 20/100. Vacancy runs 4.0%. About 39% have a four-year degree.

Overall 62046 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.