ZIP 62046 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 62046 (Madison County, Illinois) returns a low composite of 20/100. Structurally it carries 43/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (66/100).

The peak-phase market in 62046 posted values that rose 3.9% over the year, and 3% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 974 with a median age of 35. Rent burden reaches 20% of tenant households. 79% of housing is owner-occupied. The poverty rate is 4.2% — low. The typical home is worth about $250,000 (2.4× income, relatively affordable). There are about 420 housing units across 62046. Median household income is $96,750, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. The vacancy rate is 4.0%. Around 39% of adults hold a bachelor's degree or higher.

Broadly, 62046 is a steadier market — the deals are the exceptions, not the rule. 62046 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 62046 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62046 can be compared directly against any other ZIP in Madison County, Illinois or nationwide. Nothing here is interpolated — where a source is thin for 62046, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 for 62046 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62046 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.