ZIP 62021 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62021 (Madison County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. The pressure is most legible in structural risk (44/100), institutional ownership (15/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (66/100). Structural risk reads 44/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 16% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Median household income is $108,125, above the U.S. median near $78,000. Rent burden reaches 100% of tenant households. There are about 374 housing units across 62021. Educational attainment sits at 32% bachelor's-or-above. Roughly 1.5% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. 1,127 residents call 62021 home, typically aged 41. The tenure split is 99% owner-occupied to 1% rented. A median home runs $247,600 here, or 2.6 times local income.

Net-net, 62021 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 62021 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 62021's 20/100 can be lined up against any neighbor in Madison County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62021, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 62021's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 62021 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.