ZIP 62014 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62014 in Macoupin County, Illinois comes in at 19, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 41/100 structural and 1/100 already moving. The pressure is most legible in construction/permit lag (65/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The peak-phase market in 62014 posted values that rose 3.9% over the year, and 32% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $82,583, median income runs near typical U.S. levels. The vacancy rate is 16.7% — elevated. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 17% of tenant households. About 3,695 people live here, median age 37. About 16% have a four-year degree. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,588 housing units. 85% of housing is owner-occupied. The typical home is worth about $204,400 (2.3× income, relatively affordable).

Net-net, 62014 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62014 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 62014's 19/100 can be lined up against any neighbor in Macoupin County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62014, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 62014 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62014 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.