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Macoupin County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Macoupin County, Illinois? DLRadar grades every Macoupin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Macoupin County breakdown.

  • Macoupin County's most distressed ZIP is 62002 at 20/100.
  • 28 ZIP codes tracked in Macoupin County, averaging 18/100 distress.
  • Macoupin County reads peak — home values up 3.9% year over year.
  • Vacancy runs 18.1% across Macoupin County's tracked ZIPs, with a 13% poverty rate.
  • The typical Macoupin County home is worth about $137,250 against a ~$67,046 median income.
  • Lending headwind in Macoupin County sits at 63/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
16200220/100
26202120/100
36200919/100
46201419/100
56202319/100
66203319/100
76206319/100
86206919/100
96207919/100
106208519/100
116209319/100
126262619/100

Most distressed ZIP codes in Macoupin County (composite distress 0-100, 2026)

What is driving Macoupin County distress

Nothing here is estimated: Macoupin County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Macoupin County market phase and pricing

Phase for Macoupin County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Macoupin County

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Frequently asked questions

Which Macoupin County ZIP scores worst for distress?

ZIP 62002 leads Macoupin County at 20/100, recomputed monthly from public records.

Is Macoupin County expanding or contracting?

Macoupin County is classified peak with a 3.9% year-over-year increase, following the FHFA House Price Index.

How is the Macoupin County data sourced?

Macoupin County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 28 ZIPs are comparable to anywhere else.

How much do distress scores vary between Macoupin County ZIP codes?

One county number flattens a wide range. Across the Macoupin County ZIPs DLRadar ranks, scores run from 20/100 in 62002 down to 19/100 in 62626, against a Macoupin County average of 18/100. A spread of 1 points means Macoupin County has to be worked ZIP by ZIP.

What do Macoupin County home values and vacancy say about distressed supply?

The typical Macoupin County home carries about $137,250 of value against a median household income near $67,046. Vacancy across Macoupin County's tracked ZIPs runs 18.1% and the poverty rate is 13%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Macoupin County's foreclosure and tax-lien filings and its 63/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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