Macoupin County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Macoupin County, IL distress report, 2026: 28 ZIPs scored in Macoupin, IL, Macoupin, IL average 17/100; the top Macoupin, IL ZIP is 62021 at 20/100; Macoupin, IL market phase peak, Macoupin, IL prices +3.9% year over year.
- Macoupin, IL ranks #942 nationally (opportunity index); Macoupin, IL #17 in Illinois; Macoupin, IL index 31.4.
- Macoupin, IL: no CFPB county sample; Macoupin, IL metro area reading 0.8%.
- Macoupin, IL ZIP phases: 25 peak, 3 expansion.
- Macoupin, IL residential listings tracked: 21 across 18 ZIPs; Macoupin, IL candidate listings 12.
- Macoupin, IL lenders on watch: 8; largest Macoupin, IL footprint United Community Bank (4 branches).
- Macoupin, IL most distressed ZIP: 62021 at 20/100.
Macoupin, IL figures: DLRadar distress index; Macoupin, IL inputs: CFPB, FHFA, HUD, FDIC; Macoupin, IL rebuilt as sources refresh.
| Rank | Macoupin, IL ZIP | Score |
|---|---|---|
| 1 | 62021 | 20/100 |
| 2 | 62063 | 20/100 |
| 3 | 62002 | 19/100 |
| 4 | 62079 | 19/100 |
| 5 | 62690 | 19/100 |
| 6 | 62009 | 18/100 |
| 7 | 62012 | 18/100 |
| 8 | 62014 | 18/100 |
| 9 | 62023 | 18/100 |
| 10 | 62033 | 18/100 |
| 11 | 62069 | 18/100 |
| 12 | 62085 | 18/100 |
Most distressed Macoupin, IL ZIPs (0-100, 2026)
Mortgage delinquency around Macoupin, IL
No CFPB county sample covers Macoupin, IL; the metro area reading for Macoupin, IL (St. Louis, MO-IL): 0.8% ninety-plus; Macoupin, IL area thirty-to-eighty-nine 2.2% (December 2025, Macoupin, IL); Illinois overall 1.1%.
Opportunity index: Macoupin, IL
Macoupin, IL index 31.4, Macoupin, IL phase watchlist; Macoupin, IL primary driver vacancy, Macoupin, IL second driver bank institutional. Macoupin, IL components: property stress 15.2, foreclosure pressure 15.7, listing discounts 35.1, bank stress 60.9, insurance 0.0; Macoupin, IL pulse 35.7; Macoupin, IL capital opportunity 24.9.
ZIP market phases inside Macoupin, IL
28 Macoupin, IL ZIPs carry a price-cycle phase; Macoupin, IL ZIPs by phase (Macoupin, IL), deepest drawdown first: peak, +3.9% YoY (Macoupin, IL): 62002, 62009, 62012, 62014, Macoupin, IL 62021, 62023, 62033, 62063, Macoupin, IL 62079, 62085, 62088, 62093; expansion, +5.0% YoY (Macoupin, IL): 62044; peak, +4.9% YoY (Macoupin, IL): 62056; peak, +4.0% YoY (Macoupin, IL): 62069, 62074.
Residential listings by Macoupin, IL ZIP
Macoupin, IL ZIPs with the most tracked Macoupin, IL residential listings: 62626 6 listings, 6 candidates, bank pressure 63; 62069 5 listings, 2 candidates, bank pressure 64; 62088 3 listings, 3 candidates, bank pressure 65; 62009 2 listings, 0 candidates, bank pressure 63 (Macoupin, IL); 62033 2 listings, 0 candidates, bank pressure 63; 62685 2 listings, 0 candidates, bank pressure 63; 62690 1 listings, 1 candidates, bank pressure 64; 62014 0 listings, 0 candidates, bank pressure 63. Macoupin, IL totals: 21 listings; Macoupin, IL candidates 12; active ZIPs 3.
Lenders with branches in Macoupin, IL
Macoupin, IL lenders by branch count: United Community Bank (Macoupin, IL): stress 63, 4 branches low in Macoupin, IL; Prairie State Bank&Trust (Macoupin, IL): stress 52, 3 branches low in Macoupin, IL; Heartland Bank&Trust Co (Macoupin, IL): stress 51, 3 branches low in Macoupin, IL; First Nb Of Raymond (Macoupin, IL): stress 73, 2 branches low in Macoupin, IL; Constitution Bank Na (Macoupin, IL): stress 71, 2 branches low in Macoupin, IL; Warren-Boynton State Bank (Macoupin, IL): stress 56, 2 branches low in Macoupin, IL; Farmers State Bank Of Medora (Macoupin, IL): stress 84, 1 branch low in Macoupin, IL; Bank Of Springfield (Macoupin, IL): stress 68, 1 branch low in Macoupin, IL.
Vacancy and permits, Macoupin, IL
3,563 of 21,139 Macoupin, IL housing units are vacant; Macoupin, IL permits, twelve months: 0 multifamily units in Macoupin, IL, 58 one-to-four unit units.
Work Macoupin, IL at the parcel level
Every Macoupin, IL parcel carries owner and address; every Macoupin, IL parcel carries APN; Macoupin, IL distress scores sit on the Macoupin, IL live board.
Macoupin, IL figures refresh with each source.
Macoupin, IL questions
Most distressed ZIP code in Macoupin County, IL?
ZIP 62021 leads Macoupin, IL at 20/100; next in Macoupin, IL: 62063 at 20/100; the Macoupin, IL average is 17/100.
Where does Macoupin County, IL rank for investment opportunity?
Macoupin, IL is #942 among all ranked counties, #17 in Illinois; the Macoupin, IL driver is vacancy; Macoupin, IL moved up 10 places.
How many mortgages are delinquent in Macoupin County, IL?
Macoupin, IL takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Macoupin, IL.
Which banks lend in Macoupin County, IL?
8 watched lenders hold Macoupin, IL branches; the largest Macoupin, IL footprints are United Community Bank (4), Prairie State Bank&Trust (3), Heartland Bank&Trust Co (3).
More on Macoupin, IL
Macoupin County, IL distress report: public-record figures for Macoupin, IL; not legal advice for Macoupin, IL; not tax or investment advice; verify every Macoupin, IL record before acting.