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Macoupin County, IL: Home-Insurance Distress & Forced-Sale Pressure

Macoupin County, IL: 0/100 (low) home-insurance distress; Macoupin, IL band ZERO; Macoupin, IL #2,641 of 3,222 counties; Macoupin, IL #80 of 102 in Illinois; Macoupin, IL coverage multiplier 0.70.

FEMA hazard, Macoupin, IL: 0/100; Macoupin, IL declarations, three years: none.

NFIP claims, Macoupin, IL, three years: none; Macoupin, IL claim-stress 0/100.

Macoupin, IL monthly score: 0 in every month from March 2026 (Macoupin, IL) through October 2026.

Macoupin, IL components: all zero this month; Macoupin, IL climate multiplier 0.70.

Construction distress, Macoupin, IL: 58/100 as of August 2026 (Macoupin, IL: 57/100 one-to-four unit, 12/100 multifamily).

Macoupin, IL ZIPs, June 2026 (Macoupin, IL, 16 highest): score 0 (Macoupin, IL), climate 94 (Macoupin, IL): 62021; score 0 (Macoupin, IL), climate 93 (Macoupin, IL): 62002; score 0 (Macoupin, IL), climate 85 (Macoupin, IL): 62088; score 0 (Macoupin, IL), climate 84 (Macoupin, IL): 62074; score 0 (Macoupin, IL), climate 79 (Macoupin, IL): 62009, 62014, 62023, 62033, Macoupin, IL 62069, 62085, 62093, 62626, Macoupin, IL 62640, 62649, 62667, 62672.

DLRadar rescores Macoupin, IL monthly; Macoupin, IL readings join Macoupin, IL foreclosure, lien and ownership parcels (Macoupin, IL), so cost-squeezed Macoupin, IL owners surface before listing.

Inside Illinois, Macoupin County ranks 80th of 102 counties for home-insurance distress at 0/100; Macon County (0/100) sits just above Macoupin County, and Marshall County (0/100) sits just below Macoupin County.

Insurance distress
0/100
Macoupin, IL: ZERO
National rank
#2641
Macoupin, IL: of 3,222 counties
FEMA hazard
0/100
Macoupin County hazard
NFIP claim stress
0/100
Macoupin, IL 3-year
Flood claims (3y)
0
Macoupin, IL
Claims paid (3y)
$0
Macoupin, IL payouts
Per claim
$0
Macoupin, IL
Construction distress
58/100
Macoupin, IL

Deterministic. Every Macoupin County, IL signal traces to a public Macoupin dataset (FEMA, NFIP, Census for Macoupin, IL) · how insurance distress works in Macoupin, IL · methodology

FAQ: Macoupin County, IL insurance distress

What is the Macoupin County, IL home-insurance-distress score?

Macoupin, IL: 0/100 (ZERO), #2,641 of 3,222, #80 in Illinois. FEMA hazard, Macoupin, IL: 0/100; NFIP stress, Macoupin, IL: 0/100; construction, Macoupin, IL: 58/100; Macoupin, IL rescores monthly.

Is Macoupin County insurance distress getting better or worse (IL)?

Macoupin, IL: 0 in March 2026; Macoupin, IL: 0 in October 2026 (unchanged).

Which Macoupin County ZIP codes carry the most insurance distress (IL)?

Macoupin, IL, June 2026: 62021 at 0, 62002 at 0, 62088 at 0, 62074 at 0; Macoupin, IL climate scores there: 94, 93, 85, 84.

Why does Macoupin, IL insurance distress create sellers?

A Macoupin, IL premium outruns the Macoupin, IL budget; a carrier leaves Macoupin, IL; Macoupin, IL carrying cost passes plan; Macoupin, IL owners sell while current; Macoupin, IL insurance distress leads Macoupin, IL foreclosure data.

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