ZIP 62085 Property Distress & Foreclosure Data

Macoupin County, Illinois's ZIP 62085 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (40/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). On the structural side it scores 40/100, with 1/100 of stress already active.

The market reads peak — home values rose 4.0% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Roughly 14.7% live below the poverty line. The ZIP holds roughly 128 housing units. Households earn a median $48,571 — below the roughly $78,000 national figure. About 19% have a four-year degree. The tenure split is 97% owner-occupied to 3% rented. A median home runs $85,000 here, or 1.7 times local income. Around 0% of renters are cost-burdened. On demographic stress specifically, 62085 scores 20/100. About 195 people live here, median age 60. The vacancy rate is 34.8% — elevated.

Net-net, 62085 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
40/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 62085

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Macoupin County

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