ZIP 62085 Foreclosure, Tax-Lien & Distress Report

In Macoupin County, Illinois, ZIP 62085 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (79/100). On the structural side it scores 41/100, with 1/100 of stress already active.

The market reads peak — home values rose 3.9% year on year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 14.7% live below the poverty line. There are about 128 housing units across 62085. Households earn a median $48,571 — below the roughly $78,000 national figure. Educational attainment sits at 19% bachelor's-or-above. Owners hold 97% of homes, renters 3%. The typical home is worth about $85,000 (1.7× income, relatively affordable). Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 20/100. 195 residents call 62085 home, typically aged 60. The vacancy rate is 34.8% — elevated.

Taken together, 62085 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 62085 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 62085's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 62085, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 62085 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 62085 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.