ZIP 62649 Foreclosure, Tax-Lien & Distress Report

In Macoupin County, Illinois, ZIP 62649 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (39/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Structural exposure scores 39 and live distress 1 on the 0–100 scale.

The peak-phase market in 62649 posted values that rose 3.9% over the year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 13% of renters are cost-burdened. 4.3% of residents fall below the poverty threshold. Around 16% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $58,173, below the U.S. median near $78,000. The vacancy rate is 25.0% — elevated. Home values center near $161,200, an affordability ratio of 2.4× — accessible. 81% of housing is owner-occupied. 416 residents call 62649 home, typically aged 51. There are about 209 housing units across 62649.

Taken together, 62649 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 62649 is not published yet -- the ZIP-level readings above remain fully sourced.

The 62649 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 62649 stays directly comparable to neighboring ZIPs and the rest of Macoupin County, Illinois. The score is rebuilt from public data as it updates, so 62649 reflects the current record instead of a stale or modeled snapshot.

Behind 62649's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 62649 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.