ZIP 62649 Property Distress & Foreclosure Data

ZIP code 62649 in Macoupin County, Illinois carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (64/100), structural risk (40/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (79/100). The latent-versus-live split is 40/100 structural and 1/100 already moving.

The market reads peak — home values rose 4.0% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Around 13% of renters are cost-burdened. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. About 16% have a four-year degree. On demographic stress specifically, 62649 scores 23/100. Households earn a median $58,173 — below the roughly $78,000 national figure. The vacancy rate is 25.0% — elevated. A median home runs $161,200 here, or 2.4 times local income. The tenure split is 81% owner-occupied to 19% rented. About 416 people live here, median age 51. The ZIP holds roughly 209 housing units.

Net-net, 62649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.