ZIP 62040 Foreclosure, Tax-Lien & Distress Report
Madison County, Illinois · Affordable market
Composite property distress in 62040 (Madison County, Illinois) lands at 20/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)). Its standout signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (7/100) register low. Structural risk reads 43/100 against active distress of 2/100.
The market reads peak — home values rose 3.9% year on year, and 23% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 10.3%. The ZIP holds roughly 18,908 housing units. A median home runs $112,000 here, or 1.8 times local income. Rent burden reaches 38% of tenant households. Roughly 14.5% live below the poverty line. Educational attainment sits at 16% bachelor's-or-above. Population is roughly 40,365 with a median age of 40. Households earn a median $60,558 — below the roughly $78,000 national figure. 74% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 26/100.
On balance 62040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 62040 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 62040 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 62040 stays directly comparable to neighboring ZIPs and the rest of Madison County, Illinois. Where the record is thin for 62040, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 for 62040 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62040 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 62040 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 62040 distress snapshot
The live 62040 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Madison County ZIP reports
Nearest ZIP codes to 62040
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Madison County, Illinois
Other reports tied to Madison County, Illinois — ZIP, county and statewide.
The complete 62040 distress and acquisition report
Every distressed parcel in 62040 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology