ZIP 62254 Property Distress & Foreclosure Data

DLRadar grades ZIP 62254 (St. Clair County, Illinois) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (63/100)). On the structural side it scores 76/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (76/100), construction/permit lag (72/100), institutional ownership (53/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 62254 posted values that rose 4.0% over the year, and 22% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $89,500, median income runs above typical U.S. levels. The poverty rate is 7.4% — low. Around 18% of renters are cost-burdened. The ZIP holds roughly 2,578 housing units. Around 37% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. 69% of housing is owner-occupied. The typical home is worth about $218,000 (2.2× income, relatively affordable). The vacancy rate is 12.9% — elevated. Population is roughly 6,339 with a median age of 35.

On the whole, 62254 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.