ZIP 62254 Foreclosure, Tax-Lien & Distress Report

ZIP 62254's composite property-distress score is 34/100 - DLRadar classes that as moderate for St. Clair County, Illinois. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). Latent structural risk is 76/100 while live distress already moving reads 6/100. The pressure is most legible in construction/permit lag (82/100), structural risk (76/100), institutional ownership (46/100). mortgage stress (21/100) stay muted.

The market reads peak — home values rose 3.9% year on year, and 22% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $89,500, above the U.S. median near $78,000. The poverty rate is 7.4% — low. Around 18% of renters are cost-burdened. The ZIP holds roughly 2,578 housing units. About 37% have a four-year degree. On demographic stress specifically, 62254 scores 22/100. 69% of housing is owner-occupied. A median home runs $218,000 here, or 2.2 times local income. The vacancy rate is 12.9% — elevated. About 6,339 people live here, median age 35.

Net-net, 62254 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62254 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 62254 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in St. Clair County, Illinois and the nation. The score is rebuilt from public data as it updates, so 62254 reflects the current record instead of a stale or modeled snapshot.

Behind 62254's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 62254 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.