ZIP 62294 Foreclosure, Tax-Lien & Distress Report
Madison County, Illinois · Distress market
Madison County, Illinois's ZIP 62294 registers 21/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (45/100), institutional ownership (16/100), construction/permit lag (13/100). construction/permit lag (13/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). On the structural side it scores 45/100, with 2/100 of stress already active.
The peak-phase market in 62294 posted values that rose 3.9% over the year, and 25% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 6,157 housing units. 1.6% of residents fall below the poverty threshold. Population is roughly 15,246 with a median age of 37. A median home runs $276,300 here, or 2.4 times local income. At $108,418, median income runs above typical U.S. levels. On demographic stress specifically, 62294 scores 21/100. Around 29% of renters are cost-burdened. The vacancy rate is 6.5%. Educational attainment sits at 47% bachelor's-or-above. The tenure split is 75% owner-occupied to 25% rented.
Overall 62294 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62294 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 62294's 21/100 can be lined up against any neighbor in Madison County, Illinois or any ZIP coast to coast. Sparse data for 62294 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 62294 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 62294 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 62294 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 62294 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 62294, the same set carried on every parcel.
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See every distressed parcel in 62294
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Each signal above is traceable to an open dataset · methodology