ZIP 62294 Property Distress & Foreclosure Data

In Madison County, Illinois, ZIP 62294 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (45/100), institutional ownership (17/100), construction/permit lag (12/100). construction/permit lag (12/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). On the structural side it scores 45/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 25% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 6,157 housing units. 1.6% of residents fall below the poverty threshold. 15,246 residents call 62294 home, typically aged 37. Home values center near $276,300, an affordability ratio of 2.4× — accessible. Median household income is $108,418, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 21/100. Around 29% of renters are cost-burdened. The vacancy rate is 6.5%. Educational attainment sits at 47% bachelor's-or-above. Owners hold 75% of homes, renters 25%.

On balance, 62294 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.