ZIP 62234 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62234 (Madison County, Illinois) at a low 23/100 for overall property distress. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (25/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (69/100). The latent-versus-live split is 50/100 structural and 3/100 already moving.

The market reads peak — home values rose 3.9% year on year, and 26% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $66,437, below the U.S. median near $78,000. The vacancy rate is 6.2%. 13.9% of residents fall below the poverty threshold. About 27% have a four-year degree. Population is roughly 31,832 with a median age of 40. A median home runs $170,000 here, or 2.4 times local income. Rent burden reaches 38% of tenant households. The tenure split is 70% owner-occupied to 30% rented. On demographic stress specifically, 62234 scores 27/100. There are about 14,700 housing units across 62234.

On balance 62234 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 62234 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 62234 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Madison County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed as records update; 62234 shows blanks, not estimates, wherever the record is sparse.

62234's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 62234 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.