ZIP 62234 Property Distress & Foreclosure Data

ZIP code 62234 in Madison County, Illinois carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (51/100), construction/permit lag (26/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 51/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 26% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,437, below the U.S. median near $78,000. The vacancy rate is 6.2%. 13.9% of residents fall below the poverty threshold. Educational attainment sits at 27% bachelor's-or-above. 31,832 residents call 62234 home, typically aged 40. Home values center near $170,000, an affordability ratio of 2.4× — accessible. Around 38% of renters are cost-burdened. Owners hold 70% of homes, renters 30%. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 14,700 housing units.

Overall, 62234 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.