ZIP 62061 Foreclosure, Tax-Lien & Distress Report

ZIP code 62061 in Madison County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (16/100), construction/permit lag (10/100). On the quiet end sit construction/permit lag (10/100) and mortgage stress (7/100). The split runs 44/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (68/100)).

The peak-phase market in 62061 posted values that rose 3.9% over the year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $77,120, near the U.S. median near $78,000. On demographic stress specifically, 62061 scores 20/100. The ZIP holds roughly 597 housing units. 1,528 residents call 62061 home, typically aged 40. The typical home is worth about $185,600 (2.4× income, relatively affordable). Educational attainment sits at 23% bachelor's-or-above. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 86% owner-occupied to 14% rented. Rent burden reaches 13% of tenant households. Vacancy runs 0.9%.

Net-net, 62061 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 62061 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62061 can be compared directly against any other ZIP in Madison County, Illinois or nationwide. 62061 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 62061 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 62061 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.