ZIP 62240 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Illinois · High Vacancy market
ZIP code 62240 in St. Clair County, Illinois carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. On the structural side it scores 77/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). Leading the profile are construction/permit lag (83/100), structural risk (77/100), institutional ownership (47/100). On the quiet end sit mortgage stress (21/100).
The market reads peak — home values rose 3.9% year on year, and 44% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 22.4% — elevated. A median home runs $89,400 here, or 1.2 times local income. The tenure split is 79% owner-occupied to 21% rented. Educational attainment sits at 8% bachelor's-or-above. Rent burden reaches 2% of tenant households. There are about 713 housing units across 62240. About 1,994 people live here, median age 29. On demographic stress specifically, 62240 scores 20/100. Median household income is $70,298, near the U.S. median near $78,000. Roughly 5.1% live below the poverty line, a low share typical of higher-equity areas.
On the whole, 62240 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 62240 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 62240's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62240 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
62240's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 62240 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 62240 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 62240 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 62240, the same set carried on every parcel.
Other St. Clair County ZIP codes
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Unlock the full ZIP 62240 acquisition report
Every distressed parcel in 62240 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology