ZIP 62558 Foreclosure, Tax-Lien & Distress Report

Sangamon County, Illinois's ZIP 62558 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The pressure is most legible in construction/permit lag (66/100), structural risk (41/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low. The latent-versus-live split is 41/100 structural and 1/100 already moving.

The expansion-phase market in 62558 posted values that rose 5.4% over the year, and 22% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

83% of housing is owner-occupied. Home values center near $172,900, an affordability ratio of 2.2× — accessible. The poverty rate is 11.4%. Households earn a median $78,509 — near the roughly $78,000 national figure. Population is roughly 3,585 with a median age of 46. There are about 1,639 housing units across 62558. Vacancy runs 9.2%. The demographic-stress sub-score lands at 23/100. Educational attainment sits at 28% bachelor's-or-above. Rent burden reaches 27% of tenant households.

Overall 62558 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 62558 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 62558 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 62558 stays directly comparable to neighboring ZIPs and the rest of Sangamon County, Illinois. Sparse data for 62558 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 62558 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 62558 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.