ZIP 62540 Property Distress & Foreclosure Data

ZIP code 62540 in Christian County, Illinois carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 18/100, with 1/100 of stress already active. What sets it apart are the readings on structural risk (18/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 17% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 667 housing units. Around 28% of renters are cost-burdened. The vacancy rate is 5.6%. Educational attainment sits at 8% bachelor's-or-above. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 22/100. 12.1% of residents fall below the poverty threshold. Home values center near $89,400, an affordability ratio of 1.2× — accessible. Median household income is $67,813, below the U.S. median near $78,000. 1,287 residents call 62540 home, typically aged 50.

Overall, 62540 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.