ZIP 62545 Foreclosure, Tax-Lien & Distress Report

ZIP 62545's composite property-distress score is 20/100 - DLRadar classes that as low for Sangamon County, Illinois. Structural risk reads 43/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (80/100). What sets it apart are the readings on construction/permit lag (68/100), structural risk (43/100), institutional ownership (4/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 19% higher over three years, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 484 housing units. 93% of housing is owner-occupied. A median home runs $178,900 here, or 2.0 times local income. Rent burden reaches 53% of tenant households. Households earn a median $79,286 — near the roughly $78,000 national figure. The vacancy rate is 2.0%. Around 27% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Population is roughly 1,306 with a median age of 46. 6.7% of residents fall below the poverty threshold.

Broadly, 62545 is a steadier market — the deals are the exceptions, not the rule. While 62545 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 62545 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62545 can be compared directly against any other ZIP in Sangamon County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 62545 shows blanks, not estimates, wherever the record is sparse.

Behind 62545's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 62545 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.