ZIP 62545 Property Distress & Foreclosure Data

ZIP code 62545 in Sangamon County, Illinois carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 43/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (80/100)). What sets it apart are the readings on construction/permit lag (73/100), structural risk (43/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62545 posted values that rose 5.2% over the year, and 19% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 484 housing units across 62545. 93% of housing is owner-occupied. The typical home is worth about $178,900 (2.0× income, relatively affordable). Rent burden reaches 53% of tenant households. At $79,286, median income runs near typical U.S. levels. Vacancy runs 2.0%. Around 27% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Population is roughly 1,306 with a median age of 46. The poverty rate is 6.7% — low.

Broadly, 62545 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.