ZIP 62712 Foreclosure, Tax-Lien & Distress Report

ZIP 62712's composite property-distress score is 23/100 - DLRadar classes that as low for Sangamon County, Illinois. Latent structural risk is 50/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (75/100), structural risk (50/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Environmental exposure also runs high (climate & FEMA risk (92/100)).

The market reads expansion — home values rose 5.2% year on year, and 14% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $256,000, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 20/100. The vacancy rate is 7.6%. There are about 4,746 housing units across 62712. About 10,555 people live here, median age 47. Around 48% of adults hold a bachelor's degree or higher. Owners hold 84% of homes, renters 16%. Rent burden reaches 31% of tenant households. At $108,730, median income runs above typical U.S. levels. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas.

Overall 62712 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 62712 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 62712 runs through one identical public-record model, so its 23/100 sits on the same scale as every other ZIP in Sangamon County, Illinois and the nation. Sparse data for 62712 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 62712 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62712 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.