ZIP 62520 Foreclosure, Tax-Lien & Distress Report

ZIP 62520's composite property-distress score is 26/100 - DLRadar classes that as low for Sangamon County, Illinois. Leading the profile are construction/permit lag (70/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (3/100) stay muted. The split runs 58/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (64/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 22% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $84,457 — near the roughly $78,000 national figure. Vacancy runs 5.7%. 7.8% of residents fall below the poverty threshold. 1,453 residents call 62520 home, typically aged 56. Around 24% of renters are cost-burdened. Home values center near $226,400, an affordability ratio of 2.7× — accessible. On demographic stress specifically, 62520 scores 23/100. 91% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 650 housing units.

On balance 62520 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 62520 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 62520 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 62520 stays directly comparable to neighboring ZIPs and the rest of Sangamon County, Illinois. Where the record is thin for 62520, the field stays empty rather than modeled, and fills in as new documents post.

Behind 62520's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 62520 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.