ZIP 62520 Property Distress & Foreclosure Data

Composite property distress in 62520 (Sangamon County, Illinois) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (48/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The latent-versus-live split is 48/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100).

The market reads peak — home values rose 4.5% year on year, 1.1% off the recent peak, and 22% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Households earn a median $84,457 — near the roughly $78,000 national figure. The vacancy rate is 5.7%. Roughly 7.8% live below the poverty line. About 1,453 people live here, median age 56. Around 24% of renters are cost-burdened. A median home runs $226,400 here, or 2.7 times local income. On demographic stress specifically, 62520 scores 23/100. The tenure split is 91% owner-occupied to 9% rented. About 18% have a four-year degree. The ZIP holds roughly 650 housing units.

Overall 62520 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.