ZIP 62684 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62684 (Sangamon County, Illinois) returns a low composite of 23/100. The split runs 50/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (92/100). Property-level stress concentrates in construction/permit lag (75/100), structural risk (50/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 23% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

5,422 residents call 62684 home, typically aged 42. The tenure split is 92% owner-occupied to 8% rented. Median household income is $142,155, above the U.S. median near $78,000. The ZIP holds roughly 2,094 housing units. Home values center near $305,300, an affordability ratio of 2.0× — accessible. Around 15% of renters are cost-burdened. The poverty rate is 0.6% — low. Around 47% of adults hold a bachelor's degree or higher. The vacancy rate is 1.5%. The demographic-stress sub-score lands at 16/100.

Broadly, 62684 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 62684's 23/100 can be lined up against any neighbor in Sangamon County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62684, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 62684 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 62684 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.