ZIP 62707 Property Distress & Foreclosure Data

ZIP code 62707 in Sangamon County, Illinois carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100)). What sets it apart are the readings on construction/permit lag (80/100), structural risk (48/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 48/100 against active distress of 1/100.

The peak-phase market in 62707 posted values that rose 4.5% over the year, 1.1% off the recent peak, and 18% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $174,600 (2.0× income, relatively affordable). 87% of housing is owner-occupied. Population is roughly 8,168 with a median age of 45. There are about 3,449 housing units across 62707. At $83,988, median income runs near typical U.S. levels. Rent burden reaches 28% of tenant households. The demographic-stress sub-score lands at 21/100. The poverty rate is 8.9%. Vacancy runs 6.8%. Around 28% of adults hold a bachelor's degree or higher.

Broadly, 62707 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.