ZIP 62707 Foreclosure, Tax-Lien & Distress Report

ZIP 62707's composite property-distress score is 23/100 - DLRadar classes that as low for Sangamon County, Illinois. Climate and flood risk are elevated too — climate & FEMA risk (92/100). The pressure is most legible in construction/permit lag (75/100), structural risk (50/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. Structural risk reads 50/100 against active distress of 1/100.

The expansion-phase market in 62707 posted values that rose 5.2% over the year, and 18% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $174,600, an affordability ratio of 2.0× — accessible. The tenure split is 87% owner-occupied to 13% rented. 8,168 residents call 62707 home, typically aged 45. There are about 3,449 housing units across 62707. Households earn a median $83,988 — near the roughly $78,000 national figure. Around 28% of renters are cost-burdened. On demographic stress specifically, 62707 scores 21/100. 8.9% of residents fall below the poverty threshold. The vacancy rate is 6.8%. About 28% have a four-year degree.

Overall 62707 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 62707 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 62707 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. 62707 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

62707's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 62707 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.