ZIP 62563 Property Distress & Foreclosure Data

ZIP code 62563 in Sangamon County, Illinois carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (90/100)). What sets it apart are the readings on construction/permit lag (79/100), structural risk (47/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 47/100 against active distress of 1/100.

The peak-phase market in 62563 posted values that rose 4.6% over the year, 1.1% off the recent peak, and 20% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.1%. There are about 2,270 housing units across 62563. At $111,813, median income runs above typical U.S. levels. 96% of housing is owner-occupied. The poverty rate is 3.6% — low. The demographic-stress sub-score lands at 21/100. Population is roughly 5,575 with a median age of 45. Around 47% of adults hold a bachelor's degree or higher. The typical home is worth about $262,800 (2.3× income, relatively affordable). Rent burden reaches 41% of tenant households.

Broadly, 62563 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.