ZIP 62515 Foreclosure, Tax-Lien & Distress Report

ZIP 62515's composite property-distress score is 23/100 - DLRadar classes that as low for Sangamon County, Illinois. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (50/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). Latent structural risk is 50/100 while live distress already moving reads 1/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 3% lower over three years, at 27/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $96,250, median income runs above typical U.S. levels. Vacancy runs 5.7%. 1,005 residents call 62515 home, typically aged 55. Rent burden reaches 27% of tenant households. 77% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. There are about 420 housing units across 62515. The demographic-stress sub-score lands at 21/100. The poverty rate is 14.1%. A median home runs $143,700 here, or 1.6 times local income.

On balance, 62515 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 62515 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 62515 stays directly comparable to neighboring ZIPs and the rest of Sangamon County, Illinois. 62515 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 for 62515 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 62515 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.