ZIP 62561 Foreclosure, Tax-Lien & Distress Report

ZIP 62561's composite property-distress score is 23/100 - DLRadar classes that as low for Sangamon County, Illinois. Environmental exposure also runs high (climate & FEMA risk (92/100)). The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (50/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). On the structural side it scores 50/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.2% year on year, and 15% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,591 housing units across 62561. 71% of housing is owner-occupied. About 4,927 people live here, median age 50. DLRadar's demographic-stress index for the area reads 26/100. About 19% have a four-year degree. The poverty rate is 6.9% — low. The typical home is worth about $165,800 (2.0× income, relatively affordable). Around 40% of renters are cost-burdened. The vacancy rate is 9.4%. Median household income is $78,519, near the U.S. median near $78,000.

Overall 62561 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 62561 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 62561's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 62561 shows blanks, not estimates, wherever the record is sparse.

62561's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 62561 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.