ZIP 62677 Foreclosure, Tax-Lien & Distress Report

Sangamon County, Illinois's ZIP 62677 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 57 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (70/100), structural risk (57/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (3/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (63/100).

The market reads expansion — home values rose 5.2% year on year, and 22% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $212,500 here, or 2.1 times local income. Around 19% of renters are cost-burdened. About 2,153 people live here, median age 48. Vacancy runs 7.7%. About 35% have a four-year degree. There are about 924 housing units across 62677. 89% of housing is owner-occupied. 2.9% of residents fall below the poverty threshold. At $99,167, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 19/100.

Net-net, 62677 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 62677 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 62677 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 62677, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

62677's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 62677 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.