ZIP 62601 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 62601 (Morgan County, Illinois) returns a minimal composite of 11/100. Property-level stress concentrates in structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Latent structural risk is 22/100 while live distress already moving reads 1/100. Environmental exposure also runs high (climate & FEMA risk (71/100)).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $119,000, an affordability ratio of 1.3× — accessible. The demographic-stress sub-score lands at 31/100. Population is roughly 337 with a median age of 38. Owners hold 96% of homes, renters 4%. Median household income is $91,389, above the U.S. median near $78,000. The ZIP holds roughly 157 housing units. Educational attainment sits at 27% bachelor's-or-above. The vacancy rate is 18.8% — elevated. Roughly 10.1% live below the poverty line.

Net-net, 62601 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62601 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 62601 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62601 can be compared directly against any other ZIP in Morgan County, Illinois or nationwide. Sparse data for 62601 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 11/100 figure for 62601 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 62601 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.