ZIP 62628 Property Distress & Foreclosure Data

DLRadar grades ZIP 62628 (Morgan County, Illinois) at a minimal 10/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (63/100). Property-level stress concentrates in structural risk (20/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural exposure scores 20 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 6.4% year on year, and 19% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 871 people live here, median age 41. A median home runs $114,000 here, or 1.4 times local income. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 88% owner-occupied to 12% rented. On demographic stress specifically, 62628 scores 18/100. Rent burden reaches 21% of tenant households. Vacancy runs 6.9%. Households earn a median $79,821 — near the roughly $78,000 national figure. There are about 366 housing units across 62628. About 25% have a four-year degree.

Overall 62628 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.