ZIP 62631 Property Distress & Foreclosure Data

In Morgan County, Illinois, ZIP 62631 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). Its standout signals are structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural exposure scores 22 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 6.4% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 10.6%. On demographic stress specifically, 62631 scores 34/100. The tenure split is 98% owner-occupied to 2% rented. There are about 108 housing units across 62631. About 239 people live here, median age 52. Rent burden reaches 100% of tenant households. A median home runs $137,500 here, or 1.9 times local income. Households earn a median $61,563 — below the roughly $78,000 national figure. About 10% have a four-year degree. Roughly 15.5% live below the poverty line.

Net-net, 62631 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.