ZIP 62631 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 62631 (Morgan County, Illinois) returns a minimal composite of 11/100. It additionally carries heavy environmental risk: climate & FEMA risk (71/100). The pressure is most legible in structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 22/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.7% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 10.6%. On demographic stress specifically, 62631 scores 34/100. Owners hold 98% of homes, renters 2%. There are about 108 housing units across 62631. 239 residents call 62631 home, typically aged 52. Rent burden reaches 100% of tenant households. A median home runs $137,500 here, or 1.9 times local income. At $61,563, median income runs below typical U.S. levels. Educational attainment sits at 10% bachelor's-or-above. Roughly 15.5% live below the poverty line.

Overall, 62631 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 62631 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 62631's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62631 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 62631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. Practically, 62631 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.