ZIP 62695 Property Distress & Foreclosure Data

In Morgan County, Illinois, ZIP 62695 scores 11 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (71/100)). Its standout signals are structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 22/100 against active distress of 1/100.

The expansion-phase market in 62695 posted values that rose 6.4% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

94% of housing is owner-occupied. The typical home is worth about $127,600 (1.7× income, relatively affordable). Vacancy runs 7.5%. There are about 244 housing units across 62695. Population is roughly 531 with a median age of 45. Rent burden reaches 9% of tenant households. At $69,091, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 17/100. The poverty rate is 2.7% — low. Around 17% of adults hold a bachelor's degree or higher.

On balance 62695 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.