ZIP 62695 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 62695 in Morgan County, Illinois comes in at 11, a minimal composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (71/100). What sets it apart are the readings on structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The split runs 22/100 structural to 1/100 active on the ground.

The expansion-phase market in 62695 posted values that rose 5.7% over the year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 94% owner-occupied to 6% rented. Home values center near $127,600, an affordability ratio of 1.7× — accessible. Vacancy runs 7.5%. There are about 244 housing units across 62695. About 531 people live here, median age 45. Around 9% of renters are cost-burdened. At $69,091, median income runs near typical U.S. levels. On demographic stress specifically, 62695 scores 17/100. 2.7% of residents fall below the poverty threshold. About 17% have a four-year degree.

Overall, 62695 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 62695 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 62695 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62695 can be compared directly against any other ZIP in Morgan County, Illinois or nationwide. Sparse data for 62695 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 62695's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 62695 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.