ZIP 62650 Property Distress & Foreclosure Data

DLRadar grades ZIP 62650 (Morgan County, Illinois) at a minimal 11/100 for overall property distress. Property-level stress concentrates in structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 22/100, with 1/100 of stress already active.

The expansion-phase market in 62650 posted values that rose 6.4% over the year, and 25% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $64,137, median income runs below typical U.S. levels. Around 26% of renters are cost-burdened. The ZIP holds roughly 11,249 housing units. Around 26% of adults hold a bachelor's degree or higher. 67% of housing is owner-occupied. The vacancy rate is 12.6% — elevated. The demographic-stress sub-score lands at 25/100. The typical home is worth about $141,300 (2.2× income, relatively affordable). The poverty rate is 13.3%. Population is roughly 24,318 with a median age of 40.

On the whole, 62650 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.