Morgan County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Morgan County, Illinois? DLRadar grades every Morgan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Morgan County breakdown.
- Morgan County's most distressed ZIP is 62670 at 22/100.
- 16 ZIP codes tracked in Morgan County, averaging 11/100 distress.
- Morgan County reads expansion — home values up 5.7% year over year.
- Vacancy runs 13.6% across Morgan County's tracked ZIPs, with a 9.8% poverty rate.
- The typical Morgan County home is worth about $126,088 against a ~$66,295 median income.
- Lending headwind in Morgan County sits at 50/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62670 | 22/100 |
| 2 | 62692 | 20/100 |
| 3 | 62667 | 19/100 |
| 4 | 62601 | 11/100 |
| 5 | 62631 | 11/100 |
| 6 | 62638 | 11/100 |
| 7 | 62650 | 11/100 |
| 8 | 62695 | 11/100 |
| 9 | 62628 | 10/100 |
| 10 | 62668 | 10/100 |
| 11 | 62665 | 9/100 |
| 12 | 62611 | 8/100 |
Most distressed ZIP codes in Morgan County (composite distress 0-100, 2026)
What is driving Morgan County distress
DLRadar builds Morgan County's distress picture only from records anyone can pull; its ZIPs average 11/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Morgan County market phase and pricing
Morgan County currently sits in expansion after a 5.7% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Morgan County
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Common questions
What is the most distressed ZIP code in Morgan County, IL?
ZIP 62670 leads Morgan County at 22/100, recomputed monthly from public records.
Is Morgan County expanding or contracting?
FHFA price-index movement places Morgan County in expansion; prices are up 5.7% over twelve months.
What are the sources behind these Morgan County numbers?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 16 ZIP codes in Morgan County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Morgan County ZIP codes?
One county number flattens a wide range. Across the Morgan County ZIPs DLRadar ranks, scores run from 22/100 in 62670 down to 8/100 in 62611, against a Morgan County average of 11/100. Those 14 points separate the ZIPs worth working in Morgan County from the rest.
What do Morgan County home values and vacancy say about distressed supply?
The typical Morgan County home carries about $126,088 of value against a median household income near $66,295. Vacancy across Morgan County's tracked ZIPs runs 13.6% and the poverty rate is 9.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Morgan County's foreclosure and tax-lien filings and its 50/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.