Morgan County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Morgan County, IL distress report, 2026: 16 ZIPs scored in Morgan, IL, Morgan, IL average 11/100; the top Morgan, IL ZIP is 62670 at 25/100; Morgan, IL market phase expansion, Morgan, IL prices +5.7% year over year.
- Morgan, IL ranks #2,908 nationally (opportunity index); Morgan, IL #91 in Illinois; Morgan, IL index 23.8.
- Morgan, IL: no CFPB county sample; Morgan, IL non-metro area reading 1.4%.
- Morgan, IL ZIP phases: 15 expansion, 1 peak.
- Morgan, IL residential listings tracked: 1 across 9 ZIPs; Morgan, IL candidate listings 0.
- Morgan, IL HUD assisted properties: 2 with 49 units.
- Morgan, IL lenders on watch: 8; largest Morgan, IL footprint Heartland Bank&Trust Co (4 branches).
- Morgan, IL most distressed ZIP: 62670 at 25/100.
Morgan, IL figures: DLRadar distress index; Morgan, IL inputs: CFPB, FHFA, HUD, FDIC; Morgan, IL rebuilt as sources refresh.
| Rank | Morgan, IL ZIP | Score |
|---|---|---|
| 1 | 62670 | 25/100 |
| 2 | 62692 | 21/100 |
| 3 | 62667 | 18/100 |
| 4 | 62601 | 11/100 |
| 5 | 62631 | 11/100 |
| 6 | 62638 | 11/100 |
| 7 | 62650 | 11/100 |
| 8 | 62695 | 11/100 |
| 9 | 62628 | 10/100 |
| 10 | 62668 | 10/100 |
| 11 | 62665 | 9/100 |
| 12 | 62611 | 8/100 |
Most distressed Morgan, IL ZIPs (0-100, 2026)
Mortgage delinquency around Morgan, IL
No CFPB county sample covers Morgan, IL; the non-metro area reading for Morgan, IL: 1.4% ninety-plus; Morgan, IL area thirty-to-eighty-nine 2.8% (December 2025, Morgan, IL); Illinois overall 1.1%.
Opportunity index: Morgan, IL
Morgan, IL index 23.8, Morgan, IL phase weak; Morgan, IL primary driver vacancy, Morgan, IL second driver bank institutional. Morgan, IL components: property stress 13.0, foreclosure pressure 12.3, listing discounts 23.5, bank stress 54.8, insurance 0.0; Morgan, IL pulse 25.7; Morgan, IL capital opportunity 21.0.
ZIP market phases inside Morgan, IL
16 Morgan, IL ZIPs carry a price-cycle phase; Morgan, IL ZIPs by phase (Morgan, IL), deepest drawdown first: expansion, +5.4% YoY (Morgan, IL): 62082, 62611, 62612, 62692; expansion, +5.7% YoY (Morgan, IL): 62601, 62621, 62628, 62631, Morgan, IL 62650, 62665, 62668, 62694, Morgan, IL 62695; expansion, +5.6% YoY (Morgan, IL): 62638; peak, +4.0% YoY (Morgan, IL): 62667; expansion, +5.2% YoY (Morgan, IL): 62670.
Residential listings by Morgan, IL ZIP
Morgan, IL ZIPs with the most tracked Morgan, IL residential listings: 62650 1 listings, 0 candidates, bank pressure 58; 62601 0 listings, 0 candidates, bank pressure 58; 62628 0 listings, 0 candidates, bank pressure 58; 62631 0 listings, 0 candidates, bank pressure 58 (Morgan, IL); 62638 0 listings, 0 candidates, bank pressure 61; 62665 0 listings, 0 candidates, bank pressure 58; 62668 0 listings, 0 candidates, bank pressure 58; 62692 0 listings, 0 candidates, bank pressure 63. Morgan, IL totals: 1 listings; Morgan, IL candidates 0; active ZIPs 1.
HUD assisted housing in Morgan, IL
2 assisted properties with 49 units sit in Morgan, IL; largest Morgan, IL properties: Balsam Terrace (Jacksonville) 35 units, 35 assisted; Spruce Manor (Jacksonville) 14 units, 14 assisted.
Lenders with branches in Morgan, IL
Morgan, IL lenders by branch count: Heartland Bank&Trust Co (Morgan, IL): stress 51, 4 branches low in Morgan, IL; Bank Of Springfield (Morgan, IL): stress 68, 2 branches low in Morgan, IL; Farmers State Bank&Trust Co (Morgan, IL): stress 63, 2 branches low in Morgan, IL; First Nb Of Arenzville (Morgan, IL): stress 59, 2 branches low in Morgan, IL; Prairie State Bank&Trust (Morgan, IL): stress 52, 2 branches low in Morgan, IL; Community State Bank (Morgan, IL): stress 67, 1 branch moderate in Morgan, IL; Petefish Skiles&Co (Morgan, IL): stress 59, 1 branch low in Morgan, IL; Eagle Valley Bank (Morgan, IL): stress 58, 1 branch low in Morgan, IL.
Vacancy and permits, Morgan, IL
1,940 of 15,016 Morgan, IL housing units are vacant; Morgan, IL permits, twelve months: 0 multifamily units in Morgan, IL, 17 one-to-four unit units.
Work Morgan, IL at the parcel level
Every Morgan, IL parcel carries owner and address; every Morgan, IL parcel carries APN; Morgan, IL distress scores sit on the Morgan, IL live board.
Morgan, IL figures refresh with each source.
Morgan, IL questions
Most distressed ZIP code in Morgan County, IL?
ZIP 62670 leads Morgan, IL at 25/100; next in Morgan, IL: 62692 at 21/100; the Morgan, IL average is 11/100.
Where does Morgan County, IL rank for investment opportunity?
Morgan, IL is #2,908 among all ranked counties, #91 in Illinois; the Morgan, IL driver is vacancy; Morgan, IL moved up 76 places.
How many mortgages are delinquent in Morgan County, IL?
Morgan, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Morgan, IL.
Which banks lend in Morgan County, IL?
8 watched lenders hold Morgan, IL branches; the largest Morgan, IL footprints are Heartland Bank&Trust Co (4), Bank Of Springfield (2), Farmers State Bank&Trust Co (2).
More on Morgan, IL
Morgan County, IL distress report: public-record figures for Morgan, IL; not legal advice for Morgan, IL; not tax or investment advice; verify every Morgan, IL record before acting.