ZIP 62692 Property Distress & Foreclosure Data

Composite property distress in 62692 (Morgan County, Illinois) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (44/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 44/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (81/100)).

The expansion-phase market in 62692 posted values that rose 5.5% over the year, and 22% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $66,619, median income runs below typical U.S. levels. The typical home is worth about $123,100 (1.7× income, relatively affordable). Around 16% of renters are cost-burdened. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 7.9%. 85% of housing is owner-occupied. The vacancy rate is 6.9%. The demographic-stress sub-score lands at 20/100. Population is roughly 2,128 with a median age of 46. The ZIP holds roughly 949 housing units.

On balance 62692 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.