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ZIP 62692 Foreclosure, Tax-Lien & Distress Report

Morgan County, Illinois · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 62692 in Morgan County, Illinois comes in at 20, a low composite-distress reading. Leading the profile are construction/permit lag (71/100), structural risk (44/100), institutional ownership (4/100). On the quiet end sit institutional ownership (4/100) and mortgage stress (3/100). On the structural side it scores 44/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (81/100)).

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 22% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $66,619, below the U.S. median near $78,000. The typical home is worth about $123,100 (1.7× income, relatively affordable). Rent burden reaches 16% of tenant households. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 7.9%. 85% of housing is owner-occupied. Vacancy runs 6.9%. DLRadar's demographic-stress index for the area reads 20/100. About 2,128 people live here, median age 46. The ZIP holds roughly 949 housing units.

Net-net, 62692 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 62692 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 62692's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62692 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

62692's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 62692 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
44/100
Structural risk
1/100
Distress activity

ZIP 62692 distress signals, scored

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk81
62692 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 62692 Stress Report snapshot

A live read on 62692: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Morgan County

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Additional distress intelligence spanning Morgan County, Illinois by ZIP, county and state.

Get the full acquisition report for 62692

The full 62692 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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