ZIP 62689 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62689 (Sangamon County, Illinois) lands at 26/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (3/100) stay muted. The split runs 58/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (64/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The demographic-stress sub-score lands at 19/100. Vacancy runs 10.6%. The ZIP holds roughly 245 housing units. Around 20% of renters are cost-burdened. 92% of housing is owner-occupied. Around 16% of adults hold a bachelor's degree or higher. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. 627 residents call 62689 home, typically aged 41. Median household income is $59,583, below the U.S. median near $78,000. A median home runs $92,300 here, or 1.4 times local income.

Overall, 62689 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 62689 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 62689's 26/100 can be lined up against any neighbor in Sangamon County, Illinois or any ZIP coast to coast. Sparse data for 62689 shows as blanks, never estimates, and the score updates on every fresh public filing.

62689's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 62689 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.