ZIP 62703 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 62703 (Sangamon County, Illinois) returns a low composite of 26/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (64/100). What sets it apart are the readings on construction/permit lag (70/100), structural risk (58/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (3/100) stay muted. On the structural side it scores 58/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.2% year on year, and 19% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $96,500 here, or 2.1 times local income. The tenure split is 56% owner-occupied to 44% rented. 27.0% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. Median household income is $44,580, below the U.S. median near $78,000. There are about 14,497 housing units across 62703. Educational attainment sits at 21% bachelor's-or-above. Population is roughly 28,820 with a median age of 38. DLRadar's demographic-stress index for the area reads 33/100.

Net-net, 62703 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 62703 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62703 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 62703, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 62703 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62703 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.