ZIP 62703 Property Distress & Foreclosure Data

In Sangamon County, Illinois, ZIP 62703 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). Its standout signals are construction/permit lag (80/100), structural risk (48/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 48/100 against active distress of 1/100.

The market reads peak — home values rose 4.5% year on year, 1.1% off the recent peak, and 19% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $96,500 here, or 2.1 times local income. The tenure split is 56% owner-occupied to 44% rented. Roughly 27.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 48% of tenant households. Households earn a median $44,580 — below the roughly $78,000 national figure. There are about 14,497 housing units across 62703. About 21% have a four-year degree. About 28,820 people live here, median age 38. On demographic stress specifically, 62703 scores 33/100.

Net-net, 62703 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.