ZIP 62539 Property Distress & Foreclosure Data

Composite property distress in 62539 (Sangamon County, Illinois) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (48/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (90/100)). The latent-versus-live split is 48/100 structural and 1/100 already moving.

The peak-phase market in 62539 posted values that rose 4.5% over the year, 1.4% off the recent peak, and 32% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.6%. The poverty rate is 6.2% — low. The typical home is worth about $123,400 (1.2× income, relatively affordable). Around 16% of renters are cost-burdened. Population is roughly 1,342 with a median age of 40. The demographic-stress sub-score lands at 17/100. At $88,583, median income runs above typical U.S. levels. 87% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 588 housing units.

Broadly, 62539 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.