ZIP 62702 Property Distress & Foreclosure Data

ZIP code 62702 in Sangamon County, Illinois carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (80/100), structural risk (48/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 48/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, 1.1% off the recent peak, and 23% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $52,748, below the U.S. median near $78,000. The vacancy rate is 15.2% — elevated. 31,251 residents call 62702 home, typically aged 40. Educational attainment sits at 20% bachelor's-or-above. Around 39% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. 22.6% of residents fall below the poverty threshold. The ZIP holds roughly 17,011 housing units. Home values center near $103,500, an affordability ratio of 1.9× — accessible. Owners hold 64% of homes, renters 36%.

Taken together, 62702 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.