ZIP 62702 Foreclosure, Tax-Lien & Distress Report

ZIP code 62702 in Sangamon County, Illinois carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in construction/permit lag (70/100), structural risk (58/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (3/100). Structural risk reads 58/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (64/100)).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 23% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $52,748, median income runs below typical U.S. levels. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 31,251 with a median age of 40. About 20% have a four-year degree. Around 39% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. 22.6% of residents fall below the poverty threshold. The ZIP holds roughly 17,011 housing units. The typical home is worth about $103,500 (1.9× income, relatively affordable). The tenure split is 64% owner-occupied to 36% rented.

Net-net, 62702 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 62702 is not published yet -- the ZIP-level readings above remain fully sourced.

The 62702 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 62702 stays directly comparable to neighboring ZIPs and the rest of Sangamon County, Illinois. 62702 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 62702 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 62702 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.