ZIP 62531 Property Distress & Foreclosure Data

ZIP code 62531 in Christian County, Illinois carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 18/100 structural and 1/100 already moving. What sets it apart are the readings on structural risk (18/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year, and 36% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 13% bachelor's-or-above. Around 35% of renters are cost-burdened. 8.2% of residents fall below the poverty threshold. The ZIP holds roughly 832 housing units. Median household income is $96,020, above the U.S. median near $78,000. Home values center near $134,800, an affordability ratio of 1.3× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 78% of homes, renters 22%. 1,799 residents call 62531 home, typically aged 46. The vacancy rate is 10.6%.

On balance, 62531 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

9/100
Composite stress
18/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 62531

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Christian County

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Deterministic. Every signal traces to a public dataset · methodology