ZIP 62613 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62613 in Menard County, Illinois comes in at 13, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (78/100), structural risk (31/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 31/100, with 1/100 of stress already active.

The expansion-phase market in 62613 posted values that rose 5.2% over the year, and 13% higher over three years, at 27/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 3,659 with a median age of 37. Home values center near $200,900, an affordability ratio of 2.0× — accessible. 82% of housing is owner-occupied. The vacancy rate is 4.8%. 6.8% of residents fall below the poverty threshold. At $95,591, median income runs above typical U.S. levels. Around 32% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,632 housing units. DLRadar's demographic-stress index for the area reads 21/100. Around 30% of renters are cost-burdened.

Broadly, 62613 is a steadier market — the deals are the exceptions, not the rule. While 62613 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 62613 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 62613 stays directly comparable to neighboring ZIPs and the rest of Menard County, Illinois. Every figure is auditable to a public dataset and refreshed on ingest; 62613 shows blanks, not estimates, wherever the record is sparse.

62613's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 62613 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.