ZIP 62056 Property Distress & Foreclosure Data

DLRadar grades ZIP 62056 (Montgomery County, Illinois) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (71/100), structural risk (39/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (69/100)). On the structural side it scores 39/100, with 1/100 of stress already active.

The expansion-phase market in 62056 posted values that rose 6.5% over the year, and 11% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 4,075 housing units. The demographic-stress sub-score lands at 27/100. Around 49% of renters are cost-burdened. The vacancy rate is 8.7%. The poverty rate is 14.1%. 73% of housing is owner-occupied. Around 26% of adults hold a bachelor's degree or higher. The typical home is worth about $126,500 (1.9× income, relatively affordable). At $62,705, median income runs below typical U.S. levels. Population is roughly 8,591 with a median age of 43.

On balance 62056 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.