ZIP 62032 Property Distress & Foreclosure Data

In Montgomery County, Illinois, ZIP 62032 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (81/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 40/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (64/100)).

The expansion-phase market in 62032 posted values that rose 7.4% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $65,625, median income runs below typical U.S. levels. The ZIP holds roughly 326 housing units. The poverty rate is 18.4% — high, a tax-stress and distress correlate. Around 5% of adults hold a bachelor's degree or higher. Around 62% of renters are cost-burdened. The typical home is worth about $67,800 (1.0× income, relatively affordable). 79% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. The vacancy rate is 5.0%. Population is roughly 783 with a median age of 46.

On balance 62032 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.