ZIP 62089 Property Distress & Foreclosure Data

Composite property distress in 62089 (Montgomery County, Illinois) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 40/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (64/100)).

The expansion-phase market in 62089 posted values that rose 7.4% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 4% of renters are cost-burdened. The demographic-stress sub-score lands at 19/100. At $46,492, median income runs below typical U.S. levels. Around 9% of adults hold a bachelor's degree or higher. The poverty rate is 14.4%. The ZIP holds roughly 246 housing units. 80% of housing is owner-occupied. The typical home is worth about $68,300 (1.5× income, relatively affordable). The vacancy rate is 2.5%. Population is roughly 539 with a median age of 58.

On balance 62089 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.