ZIP 62089 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62089 (Montgomery County, Illinois) at a minimal 10/100 for overall property distress. Property-level stress concentrates in structural risk (20/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 20/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (64/100).

The market reads expansion — home values rose 5.3% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 4% of tenant households. The demographic-stress sub-score lands at 19/100. At $46,492, median income runs below typical U.S. levels. About 9% have a four-year degree. Roughly 14.4% live below the poverty line. The ZIP holds roughly 246 housing units. Owners hold 80% of homes, renters 20%. The typical home is worth about $68,300 (1.5× income, relatively affordable). Vacancy runs 2.5%. Population is roughly 539 with a median age of 58.

Overall, 62089 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 62089 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 62089 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 10/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 62089 shows blanks, not estimates, wherever the record is sparse.

62089's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 62089 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.