ZIP 62051 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62051 (Montgomery County, Illinois) returns a minimal composite of 10/100. The split runs 20/100 structural to 1/100 active on the ground. Its heaviest discrete signals: structural risk (20/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (64/100).

The expansion-phase market in 62051 posted values that rose 5.3% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 735 people live here, median age 47. Around 48% of renters are cost-burdened. There are about 354 housing units across 62051. Owners hold 81% of homes, renters 19%. On demographic stress specifically, 62051 scores 28/100. 18.6% of residents fall below the poverty threshold. The typical home is worth about $181,300 (1.9× income, relatively affordable). At $51,875, median income runs below typical U.S. levels. Vacancy runs 2.9%. Around 18% of adults hold a bachelor's degree or higher.

Net-net, 62051 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 62051 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 62051 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Illinois. Nothing here is interpolated — where a source is thin for 62051, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 10/100 figure for 62051 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 62051 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.