ZIP 62049 Foreclosure, Tax-Lien & Distress Report

ZIP code 62049 in Montgomery County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Property-level stress concentrates in structural risk (22/100), construction/permit lag (7/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (64/100)). Structural risk reads 22/100 against active distress of 1/100.

The expansion-phase market in 62049 posted values that rose 5.3% over the year, and 14% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 14% of adults hold a bachelor's degree or higher. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $54,767 — below the roughly $78,000 national figure. There are about 2,911 housing units across 62049. 8,078 residents call 62049 home, typically aged 42. A median home runs $127,600 here, or 1.9 times local income. The poverty rate is 13.1%. The demographic-stress sub-score lands at 26/100. Around 31% of renters are cost-burdened. Vacancy runs 10.3%.

On balance 62049 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 62049 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 62049 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62049 can be compared directly against any other ZIP in Montgomery County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 62049 shows blanks, not estimates, wherever the record is sparse.

The 11/100 figure for 62049 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 62049 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.