ZIP 62049 Property Distress & Foreclosure Data

Montgomery County, Illinois's ZIP 62049 registers 18/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (81/100), structural risk (40/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). On the structural side it scores 40/100, with 1/100 of stress already active.

The market reads expansion — home values rose 7.4% year on year, and 14% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 14% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. Households earn a median $54,767 — below the roughly $78,000 national figure. The ZIP holds roughly 2,911 housing units. About 8,078 people live here, median age 42. A median home runs $127,600 here, or 1.9 times local income. Roughly 13.1% live below the poverty line. On demographic stress specifically, 62049 scores 26/100. Around 31% of renters are cost-burdened. The vacancy rate is 10.3%.

Net-net, 62049 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.