ZIP 62091 Property Distress & Foreclosure Data

In Montgomery County, Illinois, ZIP 62091 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 40 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). Its standout signals are construction/permit lag (81/100), structural risk (40/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 7.4% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 99% owner-occupied to 1% rented. Vacancy runs 0.0%. There are about 121 housing units across 62091. On demographic stress specifically, 62091 scores 30/100. About 296 people live here, median age 52. About 8% have a four-year degree. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 100% of tenant households. A median home runs $112,500 here, or 1.5 times local income. Households earn a median $103,063 — above the roughly $78,000 national figure.

Overall 62091 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.