ZIP 62086 Property Distress & Foreclosure Data

ZIP code 62086 in Bond County, Illinois carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (62/100), structural risk (30/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 30/100 against active distress of 1/100.

The peak-phase market in 62086 posted values that rose 4.7% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,399 with a median age of 46. 93% of housing is owner-occupied. Vacancy runs 8.8%. There are about 504 housing units across 62086. The demographic-stress sub-score lands at 20/100. Rent burden reaches 12% of tenant households. The typical home is worth about $110,900 (1.6× income, relatively affordable). The poverty rate is 13.5%. Around 16% of adults hold a bachelor's degree or higher. At $61,705, median income runs below typical U.S. levels.

On balance 62086 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.