ZIP 62284 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62284 (Bond County, Illinois) at a minimal 12/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 26/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 3.9% year on year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $154,300, an affordability ratio of 2.6× — accessible. Rent burden reaches 0% of tenant households. 88% of housing is owner-occupied. About 8% have a four-year degree. Vacancy runs 3.7%. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 629 with a median age of 35. The ZIP holds roughly 288 housing units. The poverty rate is 18.7% — high, a tax-stress and distress correlate. Median household income is $50,208, below the U.S. median near $78,000.

On balance 62284 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 62284's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 62284 shows as blanks, never estimates, and the score updates on every fresh public filing.

62284's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 62284 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.