ZIP 62246 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62246 (Bond County, Illinois) lands at 12/100 — minimal on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (57/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 26/100 against active distress of 1/100.

The market reads peak — home values rose 3.9% year on year, and 45% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 9,946 with a median age of 40. The typical home is worth about $159,500 (2.4× income, relatively affordable). The ZIP holds roughly 3,834 housing units. Vacancy runs 6.7%. Educational attainment sits at 27% bachelor's-or-above. Around 43% of renters are cost-burdened. 68% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 28/100. Roughly 12.8% live below the poverty line. Households earn a median $61,740 — below the roughly $78,000 national figure.

Net-net, 62246 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 62246 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 62246's 12/100 can be lined up against any neighbor in Bond County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62246, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 12/100 for 62246 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62246 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.